Other Vehicle Loans Our affordable solutions for other vehicle loans will help you take your money further. We can help you get on the road or on the water faster. Motorcycle, RV & watercraft loans available Purchases or refinances Fast, easy application & approval APPLY NOW Effective Date: February 17, 2019 Loan Type (model years 2008 - 2018) APR* as low as Motorcycle Loan up to 48 months5.24%Motorcycle Loan 49 - 66 months5.74%Motorcycle Loan 67 - 72 months5.99%Motorcycle Loan 73 - 78 months6.24%Motorcycle Loan 79 - 84 months7.49% Recreational Vehicle Loan up to 48 months4.74%Recreational Vehicle Loan 49 - 66 months5.24%Recreational Vehicle Loan 67 - 72 months5.49%Recreational Vehicle Loan 73 - 78 months5.74%Recreational Vehicle Loan 79 - 84 months6.99% Watercraft Loan up to 48 months4.24%Watercraft Loan 49 - 66 months4.74%Watercraft Loan 67 - 72 months4.99%Watercraft Loan 73 - 78 months5.24%Watercraft Loan 79 - 84 months6.49% * Read Important Disclosure *Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a .50% discount for an automated payment method approved by us, a .50% discount for a loan-to-value (LTV) of less than 115% and a .75% discount for a loan amount of $20,000.00 or more. Minimum and maximum loan amounts apply. Ask us about other APR and longer term options. Please contact us for specific terms, rates, and available discounts. Payment example based on a $20,000.00 loan: $458.23 at 4.74% APR with a 48 month term; $349.45 at 5.24% APR with a 66 month term; $326.66 at 5.49% APR with a 72 month term; $307.82 at 5.74% APR with a 78 month term; and $301.76 at 6.99% APR with a 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors. What Our Members Say "Virginia Credit Union always has the answer to any questions have! They are always happy to help, polite and caring people." - Teresa, VACU Member Resources & tools to help you get behind the wheel Vehicle Loan FAQs How much car can I afford?